Software profile Accounting

Stripe Invoicing

Stripe, Inc. US

Stripe Invoicing charges a percentage of each paid invoice instead of a subscription, and it is the only tool we checked that automatically validates EU VAT numbers and applies reverse charge, through the separate paid Stripe Tax product. It has no native Peppol support and says so in its own documentation.

From
Free plan
Free plan
No
Trial
No
Stripe Invoicing website, captured on 2026-11-11
Screenshot of Stripe Invoicing, captured 2026-11-11. Source: https://stripe.com/invoicing

Best for

Freelancers who already take card payments through Stripe and sell B2B across the EU

Strengths / Weaknesses

Strengths

  • The only automated pairing of VAT ID validation and reverse charge in this comparison, via Stripe Tax
  • No fixed monthly fee, you pay 0.4 percent of invoices that actually get paid
  • VAT OSS threshold monitoring in Stripe Tax
  • Payment, dunning and invoicing sit in one account

Weaknesses

  • No native Peppol: Stripe documents that it has no field for a Peppol participant identifier and points to a marketplace app or your own integration
  • The EU VAT features cost extra, 0.5 percent per transaction or from 80 euros a month for Stripe Tax Complete
  • Stripe Tax offers non-Union OSS registration, not Union OSS
  • Percentage pricing gets expensive on large invoices

Pricing

Plan Price Unit Note
Starter Price on request 0.4 percent per paid invoice no fixed fee, Stripe Payments pricing applies
Plus Price on request 0.5 percent per paid invoice adds quotes
Stripe Tax Basic Price on request 0.5 percent per transaction, or 0.45 EUR per transaction via API separate product, needed for VAT ID validation and reverse charge
Stripe Tax Complete Price on request per month from registrations, calculations and filings included

Scroll the table sideways to see every column.

Verdict

Stripe is the only tool in this comparison that automates the pair that actually breaks intra-EU B2B invoicing: validating the customer's VAT number and then applying reverse charge. That capability sits in Stripe Tax, a separate paid product, so the real cost is 0.4 percent of paid invoices plus 0.5 percent per transaction, or from 80 euros a month for the Complete tier. And Stripe is admirably blunt that it has no native Peppol field, which makes it the wrong choice if a client insists on network delivery.

Other Accounting software

Where we write about it

Where these numbers come from

  1. [1] Stripe Invoicing pricing, Starter 0.4 percent and Plus 0.5 percent per paid invoice accessed 2026-11-11
  2. [2] Stripe docs, e-invoicing, no native Peppol identifier field, Billit as preferred partner accessed 2026-11-11
  3. [3] Stripe Tax, automatic VAT ID validation and reverse charge, VAT OSS threshold monitoring accessed 2026-11-11
  4. [4] Stripe Tax pricing, 0.5 percent per transaction, 0.45 EUR per API transaction, Complete from 80 EUR a month accessed 2026-11-11

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