Software profile Point of sale

Zettle by PayPal

PayPal SE

Zettle by PayPal is a no subscription card reader with a free till app attached, and in the Benelux it is sold only in the Netherlands. There is nothing to cancel and nothing to configure, which is exactly its appeal and exactly its limit.

From
Free plan
Free plan
Yes
Trial
No

No screenshot published yet.

Best for

Dutch market traders, pop ups and one person shops that want a flat card rate and no monthly bill

Strengths / Weaknesses

Strengths

  • No monthly fee at all, one flat rate per transaction including American Express in France
  • Reader at 29 EUR for the first unit, the cheapest serious entry into card acceptance
  • Offline card payments up to 1000 pounds per transaction with a 24 hour reconnect window
  • Setup is genuinely same day, with PayPal money already in the account

Weaknesses

  • Not sold in Luxembourg or Belgium, the vendor market list covers the Netherlands only in the Benelux
  • No restaurant features documented by the vendor: no floor plan, no kitchen display, no course firing
  • No delivery platform integrations
  • The Dutch rate of 1.95 percent is higher than the French 1.75 percent for the same product
  • No Luxembourg or Belgian tax output, no eCDF, no FAIA, no GKS

Pricing

Plan Price Unit Note
Zettle Go Price on request per account no monthly fee, card fee only
PayPal Reader Price on request one off 29 EUR for the first unit, 79 EUR for each additional one in the Netherlands
PayPal Terminal Price on request one off from 199 EUR, 249 EUR with built in barcode scanner

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Verdict

Zettle is a payment terminal with a till bolted on, and that is a reasonable thing to buy if your menu is a chalkboard. The flat rate is honest, the reader is cheap, the offline behaviour is better than SumUp's. As soon as you have a dining room, a second till or an accountant asking for a VAT breakdown per rate, Zettle runs out of product, and in Luxembourg and Belgium you cannot buy it in the first place.

Other Point of sale software

Where we write about it

Where these numbers come from

  1. [1] Zettle tarifs (France) accessed 2026-11-11
  2. [2] Zettle prijsstelling (Netherlands) accessed 2026-11-11
  3. [3] Zettle pricing and supported markets accessed 2026-11-11
  4. [4] Zettle offline payments accessed 2026-11-11

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